The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
'They are ideal for short-term financial goals like children's education or a down payment for a house.' 'They are also useful for transitional savings, such as during job switches or while starting a business.'
The top 20 fund houses held 6.8 per cent of their portfolios in cash as of May 31, down from a record high of 7.2 per cent in April 2025.
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
Buying makes sense for those planning to stay in a city for at least 7 to 10 years. Financial preparedness is crucial.
New investors should gradually build a 5 to 10 per cent allocation to gold.
'If nominal growth improves and earnings pick up, Indian stock markets could see a rally next year.'
The factor fund launch spree by mutual funds (MFs) is moving from the passive to the active space. Two new fund offerings (NFOs) - ICICI Pru Active Momentum Fund and Bandhan Multi-Factor Fund - are currently open for subscription. Sundaram MF's multi-factor fund NFO closed this Wednesday.
'One should not invest more than 5 to 10 per cent of their overall portfolio exposure in global or international funds.'
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.
Why try to time the market when time in the market works better? History shows that patient investors who stay the course often walk away with the real rewards, says Ramalingam Kalirajan.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
'Consider 40% to 50% in equities, 10% in gold as a hedge, and the remaining 30% to 40% split between multi-asset funds and hybrid funds.'
The Reserve Bank on Friday said FII investment in MindTree has reached the trigger limit under portfolio investment scheme and purchase of further equity shares of company will require its approval.
ELSS investments require a long-term commitment of at least seven years.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
Apart from the emotional value attached to buying gold, the yellow metal offers protection against inflation, interest rate spikes, currency and geopolitical risks, says Anamika Pareek.
Majority of equity fund managers were able to squeeze in some extra returns over their benchmarks in 2024-25 (FY25). While some managed to do so by delivering outsized returns during the equity market rally in the first half of the year (H1FY25), others succeeded by limiting the downside during the market downturn.
'Begin with a small investment, observe performance, then scale up gradually.'
Market watchers link the pullback to underwhelming listing-day performance and the lack of big-name IPOs.
The Securities and Exchange Board of India (Sebi) on Wednesday announced a slew of measures to ease the compliance burden in the stock markets ecosystem, encourage more companies to list on the bourses after reverse flipping to India, and facilitate greater foreign fund flows into government bonds.
'From tariff tensions and border skirmishes to unrest in West Asia.' 'The worst may be behind us. But any further upmove will now have to come from earnings.'
Saurav Ghosh's step-by-step guide will help you understand what bonds are, how they help investors make money, how much money they make and which bonds to invest in.
Build a portfolio diversified across market caps, investment styles, and geographies.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'An equity-based index fund should be held for more than five years to average out market volatility and achieve financial goals.'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
People with modest incomes can also build a crore-worthy portfolio by investing small amounts consistently, says Ramalingam Kalirajan, and shows how the magic of compounding works.
The Securities and Exchange Board of India (Sebi) on Monday proposed relaxations for asset management companies (AMCs) to serve pooled non-broad-based funds, giving an opportunity to fund houses to expand their business.
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
After a massive selloff in the shares of food delivery giants Zomato and Swiggy, analysts believe the time may be right for investors to start adding these stocks to their portfolio carts. Their optimism, they say, stems from the sharp correction in stock prices and valuations, which seem to have "over-baked" concerns about the two companies.
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.
'The market today is different -- more mature and conducive. As a national player, you can't not be in Mumbai. And competition is always good.'
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